Blue Cross Blue Shield is the largest health insurance company in Illinois. They are also one of the leading health insurance companies in the nation. Blue Cross Blue Shield Association consists of 36 separate insurance companies partnered together to offer customers a large network of healthcare providers. BCBS companies connect to over 90% of doctors and hospitals in the nation. They cover more than 106 million insurers nationwide with a network that spans every zip code in the United States. BCBS is helping health care professionals choose evidence-based medical treatments better tailored to the unique needs of each patient.
By The Numbers
Blue Cross Blue Shield covers policyholders from both the private and public sectors. Their Federal Employee Program covers 5.6 million federal workers nationwide. The program is the top choice of federal employees, retirees, and their families. They also cover 88% of America’s Fortune 100 companies such as Microsoft. Dedicated to the community served, BCBS companies cover 7 million people working for small employers. BCBS is also the #1 choice for unionized workers, covering more than 17 million unionized workers, retirees, and their families. BCBS has routinely covered nearly half of all the Affordable Care Act enrollment throughout the nation. They cover 4.1 million policyholders through Medigap supplemental insurance. Additionally, 7.1 million policyholders are covered through Medicaid programs. 3.2 million through Medicare Advantage plans. And 1.5 million through Medicare Part D (Rx drugs) plans. Whether enrolling in individual, group, or government options, Blue Cross Blue Shield has an impressive portfolio.
Embracing Technology
Blue Cross Blue Shield customers gain access to several member support programs through the BCBS website. Here members can complete a myriad of tasks. For example, reviewing benefits, finding close network healthcare providers, and printing a replacement ID card. The BCBS website offers members the Health Risk Assessment questionnaire. The member will receive a report that outlines their health risks and offers ideas for healthier living. Through connect.bcbs.com these members can find a bevy of additional information related to health and wellness.
In addition to BCBS’s general website, each state has its own specific website to better serve customers. Blue Access Mobile (BAM) as well as telemedicine programs gives BCBS members 24/7 access to healthcare providers. The BAM app can alert the user to take prescriptions at specific times or check blood sugar levels. Comprehensive telemedicine services help meet the health needs of each individual policyholder. Recently, Blue Cross Blue Shield has started offering prescription plans that include prescription delivery services. Programs and resources like these help policyholders get the most out of their coverage and offer convenience.
In Conclusion
Blue Cross Blue Shield is dedicated to ensuring employees’ satisfaction with their group coverage. BCBS helps employers promote health and wellness as well as maximize the benefits covered employees receive. Blue Cross Blue Shield shows their commitment to small businesses by offering employers detailed guidance through their state websites. Through these online resources, employers can get a quote on group coverage, download usable forms that make employee group coverage sign-up simple and easy and see options for self-funded (ASO) plans. The advantages offered by BCBS help to keep costs down for employers while keeping value high for employees. An enormous health care provider network, several innovative programs, and a 70-year commitment to providing customers with quality care. That is why Blue Cross Blue Shield will preserve its position as one of the top health insurance companies in Illinois.
